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Understand more about where you are at so you can better understand your options, no pressure.

No, just rough understanding of your current situation is fine. We can worry about the detail later.

Nope, other than your time... it's free.

You'll know your options within 48 hours after we review your situation.

Depends on what your goal is. We will work this out with you once we have had a chat and got to better understand your situation and where you're wanting to go.

We work with over 30+ lenders so we will find you an alternative that best suits your needs. Depending on your situation, some banks are better suited than others. That our job to figure out for you!

Yep, it's a thing. Accessing equity increases your loan-to-value (LVR), which reduces flexibility in the future and may trigger lenders mortgage insurance. Just because you can borrow more, doesn't always mean you should.

If it lowers the total interest paid, then it's not a bad thing but there are some pitfalls with this strategy that we want to avoid.

We'll tell it to you straight - Loan to value ratio is high, unbeatable rates, equity locked up, credit issues etc. We'll explain where you are at and provide alternatives.